Health insurance providers can be from the public sector or private sector. Different health insurance providers have different plans for different states. The latest advancement in health insurance providers’ industry is the patenting of the health insurance products which prevents copying of one plan by another company.

Aetna, a Fortune 100 member, provides varied health care benefits such as medical, pharmacy, dental, group health, behavioral health, long term care, disability plans, and medical management capabilities.

Cigna has expanded its services by acquiring great-west healthcare the previous month. The competitors of CIGNA are Aetna, Humana, United Health group, and Well point. The business segments of CIGNA include CIGNA health care, CIGNA international, and CIGNA group Life and Disability.

Humana Inc, a fortune 500 company, has major acquisitions since 1990 which has led to the expansion of its services. The latest acquisitions are Compbenefits, Georgia and KMG, Minnesota in 2007. It is also listed one of the top 5 most admired health care companies in the US.

United health group is a managed health care insurance provider which provides Healthcare services namely: Americhoice, Ovations, Oxford, PacifiCare, UHG international and united health care and MAMSI or Mid Atlantic Medical Services LLC. Some of the specialized care services of united health group include united behavioral health, dental benefit providers, etc.

The largest member of the Blue Cross blue Shield association is WellPoint and it is an independent licensee of the same. It also provides health insurance under the name of Anthem.

Though the primary aim of health insurance is to protect you from rising medical costs, yet it is still a controversial topic. It is largely due to the high cost of the insurance coverages that is being charged in the US. This has left many of the Americans uninsured.

The present field of advancement in health insurance providers is the universal health care. This means that a comprehensive health insurance is required that overlooks all disparity based on age, sex, religion, nationality, etc that makes sure that everybody affords the same and gets benefitted by it. It should also remove the restrictions and allow taking medical services anywhere across the globe.